Corporate Credit Analyst

Job Description:

• Analyze credit applications for corporate, SME (UMKM), fleet, and fleet-category personal customers to assess financing eligibility.
• Conduct independent credit assessments in accordance with company credit policies and procedures.
• Review customer financial information, business profiles, and supporting documents to ensure accurate credit decisions.
• Approve or recommend credit applications through the credit system while maintaining compliance with internal guidelines.
• Ensure credit approval turnaround time (TAT) is achieved and maintain high-quality booking standards.
• Identify potential credit risks and provide recommendations to support sound lending decisions.
• Collaborate with related stakeholders to ensure a smooth and efficient credit approval process.

Qualifications:

• Bachelor's degree in Finance, Accounting, Management, Economics, or a related field.
• Minimum 1 year of experience in Credit Analyst, Credit Risk, Underwriting, or a related role (experience in the multifinance industry is preferred).
• Good understanding of multifinance business processes, credit analysis, and consumer risk management.
• Familiar with financial statement analysis and credit risk assessment.
• Strong analytical thinking and decision-making skills.
• Proficient in Microsoft Office, especially Microsoft Excel, Word, PowerPoint, and Outlook.
• Detail-oriented, able to work under pressure, and committed to achieving service level and turnaround time (TAT) targets.
• Willing to be placed at Sunter, North Jakarta.